Marianne Houlihan

Hello all! I hope you're all enjoying the warmer weather we've been having. I'm sure I don't need to tell you, but auto insurance costs have been rising recently across insurance companies, and we've been getting a lot of questions about how we can all lower the cost. I've added a few ideas below that can help with the increasing cost of auto insurance:

What are ways to help lower car insurance?

• Dropping unnecessary coverage, increasing your deductible or reducing coverage limits may help lower insurance costs. Call the office and we can share the pros and cons of these options.

• In some states, younger drivers are also able to take driver safety courses like Steer Clear® by State Farm that could lower your cost. Overall, it doesn't hurt — and might very well help.

• You can also check with your insurance company to see if they have a telematics program, like Drive Safe & SaveTM from State Farm. These usage-based car insurance programs record how you drive and the miles you drive. The safer a driver you are, the more you may lower your car insurance.

• Other typical discounts include those for good students, children no longer driving while away at college, insuring multiple vehicles, installing anti-theft devices, taking defensive driving courses and accident-free driving. See your local agent for a full list of discounts.

• Using one insurance company for multiple insurance policies can lower your total costs. Combining the purchase of an auto policy with the purchase of a home policy, sometimes called bundling, can save you money.

• Finally, as always, it's a good idea to talk to your State Farm agent about what policies make the most sense for you and your situation.

It’s an honor to serve my neighbors as a State Farm agent since 1988! I work with customers in Medina, Plymouth, Maple Grove and western suburbs of Minneapolis-St. Paul area. I want to help protect your dreams and what is most important to you. My office covers auto insurance, renters' insurance, homeowners' insurance, life insurance, small business insurance, financial services, and more.

We believe people prefer to have someone they know to help guide them through both good and bad times. Every customer is special to me and my team and love to build lifelong relationships with customers and meeting all their insurance needs for protecting their cars, homes, businesses, and livelihoods.

My experienced, knowledgeable team makes sure every customer gets personal, one-on-one service to explain all your insurance options, and answer any questions that you may have. Your needs are our top priority, and we’ll work with you to make sure you have the right plan to get you the coverage you need.

Whether you’re in Medina, Hamel, Plymouth, Corcoran, Rockford, Maple Grove, Loretto, Greenfield, or the entire Minneapolis – St. Paul area, I’m happy to help you out! Let’s find the right option for your auto insurance, home insurance, renters insurance, small business insurance, or life insurance — or any of our financial services. Please call or visit us for a free quote.