Marianne Houlihan

Hello all!

I hope you're all enjoying the warmer weather we've been having. If you're seeing your auto costs increasing, I've added a few ideas below that can help with the increasing cost of auto insurance:

What are ways to help lower car insurance?

· Dropping unnecessary coverage, increasing your deductible or reducing coverage limits may help lower insurance costs. Call the office and we can share the pros and cons of these options.

· In some states, younger drivers are also able to take driver safety courses like Steer Clear® by State Farm that could lower your cost. Overall, it doesn't hurt — and might very well help.

· You can also check with your insurance company to see if they have a telematics program, like Drive Safe & SaveTM from State Farm. These usage-based car insurance programs record how you drive and the miles you drive. The safer a driver you are, the more you may lower your car insurance.

· Other typical discounts include those for good students, children no longer driving while away at college, insuring multiple vehicles, installing anti-theft devices, taking defensive driving courses and accident-free driving. See your local agent for a full list of discounts.

· Using one insurance company for multiple insurance policies can lower your total costs. Combining the purchase of an auto policy with the purchase of a home policy, sometimes called bundling, can save you money.

Finally, as always, it's a good idea to talk to your State Farm agent about what policies make the most sense for you and your situation

It’s been an honor to serve my neighbors as a State Farm agent since 1988! Operating from my Medina, MN office, I am licensed to provide insurance across Minnesota and Wisconsin. My mission is to help protect your dreams and what matters most to you. Our office offers a comprehensive range of insurance products including auto, renters, homeowners, life, small business insurance, financial services, and more.

We understand that people prefer having an experienced advisor to guide them through both good and challenging times. Every customer is special to me and my team. We cherish building lifelong relationships and meeting all your insurance needs to safeguard your cars, homes, businesses, and livelihoods.

My experienced and knowledgeable team ensures a personalized, one-on-one service, guiding you through all your insurance options and answering any questions you may have. Your needs are our top priority, and we’ll work with you to create a customized plan that provides the coverage you need.

Let’s explore some optimal options for your auto, home, renters, small business, or life insurance, along with our financial services. Call or visit us today for a free quote!

Stay warm and safe!